Resources · Mortgages & home
CMHC, default insurers, broker platforms, and federal home buyer programs.
Federal Crown corporation providing mortgage default insurance, housing market data, and first-time buyer guides.
Use when: Researching CMHC insurance rules, the 2024-2025 program changes ($1.5M cap, 30-year amortization for first-time buyers), or housing market data.
Federal consumer regulator's plain-language guides to mortgages, stress test, and renewal rights.
Use when: You want unbiased, non-broker mortgage info from the regulator that supervises Canadian banks.
Federal program letting first-time buyers withdraw up to $60,000 from an RRSP tax-free toward a home purchase.
Use when: Planning to combine FHSA and HBP for a first home and need the official rules on repayment and timing.
Rate aggregator and licensed mortgage broker comparing 30+ Canadian lenders.
Use when: Comparing posted rates across multiple lenders without committing to one broker upfront.
Digital lender and broker (CMLS-owned) with a single-rate guarantee and online-first application.
Use when: You want an online-first mortgage shop without back-and-forth phone calls.
Online mortgage brokerage with a renewal-shopping focus and fast quote turnaround.
Use when: Coming up on renewal and want to compare offers against your current lender without leaving the couch.
Big-5 banks, challenger banks, newcomer programs, credit bureaus, and credit-building tools.
CRA, NETFILE-certified tax software, Service Canada, and newcomer government hubs.
Brokerages, robo-advisors, evidence-based blogs, and CPP/OAS planning.
Canada Child Benefit, RESP and CESG, provincial student aid, and parental EI.
Provincial health plans plus life, home, auto, and disability insurance comparison.